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Intercore vs. Major Exchanges Comparison
Exchange | Maker Fee | Taker Fee | Withdrawal Fee (BTC) |
---|---|---|---|
Intercore | 0.08% | 0.10% | 0.0003 BTC |
Binance | 0.02% | 0.04% | 0.0004 BTC |
Kraken | 0.00%-0.16% | 0.10%-0.26% | 0.00035 BTC |
Coinbase | 0.00%-0.50% | 0.40%-0.60% | 0.0005 BTC |
When you hear the name Intercore Crypto Exchange is a newly launched cryptocurrency trading platform that claims to blend low fees with high‑grade security, the first question is: does it live up to the hype? This review breaks down everything a trader needs to know - from licensing and fee structures to asset coverage and user experience - so you can decide whether Intercore belongs in your portfolio.
What Sets Intercore Apart?
Intercore positions itself as a “mid‑tier” exchange, aiming for the sweet spot between heavyweight platforms like Binance and niche services such as Gemini. Its marketing promises include:
- Sub‑0.1% taker fees for volume traders.
- Cold‑storage of 98% of user funds.
- Support for 150+ crypto assets, including emerging DeFi tokens.
- Regulatory registration in the EU’s 5AMLD framework and a Money Services Business (MSB) licence in New Zealand.
These claims are the baseline we’ll test against industry standards.
Regulatory Standing & Legal Compliance
Unlike many offshore platforms that operate in a grey zone, Intercore has taken concrete steps to meet Intercore crypto exchange review expectations around compliance. The exchange is registered with the Financial Markets Authority (FMA) of New Zealand under licence number 356‑7‑2025, and it holds a European Union electronic money institution (EMI) licence (E‑Money ID EM2025‑001). This dual‑jurisdiction approach offers:
- AML/KYC procedures aligned with the Financial Action Task Force (FATF) standards.
- Segregated accounts for client funds, which is a requirement for EMI‑licensed entities.
- Annual audits performed by an internationally recognised accounting firm (DeloitteNZ).
For traders in Australia, Canada and the United Kingdom, these licences translate into a higher level of consumer protection compared with unregulated peers.
Fee Structure - How Much Does Trading Cost?
Fees are the main battlefield for exchanges. Intercore adopts a maker‑taker model that mirrors industry giants like Kraken and Coinbase. Here’s a snapshot for 2025:
Exchange | Maker Fee | Taker Fee | Withdrawal Fee (BTC) | Active Trading Volume (30‑day) |
---|---|---|---|---|
Intercore | 0.08% | 0.10% | 0.0003BTC | $0‑$10M |
Binance | 0.02% | 0.04% | 0.0004BTC | $10‑$50M |
Kraken | 0.00%‑0.16% | 0.10%‑0.26% | 0.00035BTC | $5‑$20M |
Coinbase | 0.00%‑0.50% | 0.40%‑0.60% | 0.0005BTC | $15‑$30M |
While the maker fee is slightly higher than Binance’s rock‑bottom rates, Intercore’s flat 0.10% taker fee is competitive for mid‑volume traders. The BTC withdrawal fee of 0.0003BTC (≈$7) is lower than most peers, which can add up for frequent movers.

Security - Can You Trust Your Funds?
Security is non‑negotiable. Intercore’s security stack includes:
- Cold‑storage: 98% of assets are stored offline in geographically dispersed vaults, similar to Crypto.com’s approach.
- Multi‑factor authentication (MFA): Users must enable both SMS/email OTP and Google Authenticator.
- Hardware‑wallet integration: Direct API links to Ledger and Trezor devices for on‑chain withdrawals.
- Real‑time monitoring: An AI‑driven anomaly detection system flags unusual login patterns and trade bursts.
In August2025, Intercore reported a successful penetration test overseen by a third‑party firm (Mandiant). No critical vulnerabilities were found, and the exchange earned a SOC2 TypeII compliance certificate. For comparison, Bitstamp still stores 96% of assets offline, putting Intercore a notch ahead.
Asset Coverage - What Can You Trade?
Intercore lists 152 cryptocurrencies, covering the top 30 by market cap plus a curated selection of DeFi, NFT, and layer‑2 tokens. Notable inclusions:
- Ethereum (ETH) and its L2s - Arbitrum, Optimism.
- Solana (SOL) - with a dedicated staking interface.
- Emerging tokens - Shiba Inu (SHIB), Ai Token (AIT), and Terra Classic (LUNC).
The exchange also supports fiat on‑ramps for NZD, USD, EUR and GBP via bank transfers, credit cards, and ApplePay. Users can convert fiat to stablecoins (USDC, Tether) instantly, which is useful for market‑neutral strategies.
User Experience - Is the Platform Easy to Use?
The Intercore web UI follows a clean, modular layout. Key usability points:
- Dashboard: Real‑time price tickers, portfolio breakdown, and a profit‑loss chart are visible at a glance.
- Trading view: Advanced charting powered by TradingView, with customizable indicators and a one‑click “Buy/Sell” overlay.
- Mobile app: Available on iOS15+ and Android12+, the app mirrors the desktop experience and supports push notifications for price alerts.
- Customer support: 24/7 live chat, email ticketing, and a knowledge base written in plain English. Average first‑response time is under 2minutes, based on internal metrics.
Compared with the sometimes cluttered UI of Bybit, Intercore feels more streamlined for both beginners and seasoned traders.

Pros, Cons & Bottom Line
Every platform has trade‑offs. Here’s a quick rundown:
- Pros:
- Transparent fee schedule with sub‑0.1% taker rates.
- Strong regulatory footing in NZ and the EU.
- Robust security - 98% cold storage, SOC 2 compliance.
- Wide asset selection and fiat on‑ramps.
- Intuitive UI and responsive support.
- Cons:
- Liquidity on niche pairs lags behind Binance and Coinbase.
- No margin or futures products (focuses solely on spot trading).
- Limited educational content compared with Kraken Academy.
For traders who value regulatory clarity and security over ultra‑high liquidity, Intercore is a solid pick. If you need advanced derivatives or the deepest order book, you might still favor the larger exchanges.
How Intercore Stacks Up - Quick Comparison Table
Feature | Intercore | Binance | Kraken | Coinbase |
---|---|---|---|---|
Regulatory licences | EU EMI & NZ MSB | Malta, Seychelles | US, EU | US, UK |
Maker fee (low‑volume) | 0.08% | 0.02% | 0.16% | 0.50% |
Taker fee (low‑volume) | 0.10% | 0.04% | 0.26% | 0.60% |
Cold‑storage % | 98% | 95% | 96% | 97% |
Spot assets | 152 | 500+ | 120 | 210 |
Margin / Futures | No | Yes | Yes | No |
Mobile app rating (Google Play) | 4.6 | 4.8 | 4.5 | 4.4 |
Frequently Asked Questions
Is Intercore Crypto Exchange licensed to operate in New Zealand?
Yes. Intercore holds a Money Services Business licence from the Financial Markets Authority (FMA) of New Zealand, which requires AML/KYC compliance, regular audits and segregation of client funds.
How do Intercore’s fees compare to Binance?
Intercore charges a flat 0.10% taker fee, whereas Binance’s taker fee can drop to 0.04% for high‑volume traders. For casual traders the difference is modest, but high‑frequency users will see lower costs on Binance.
Can I withdraw my crypto to a hardware wallet?
Yes. Intercore integrates directly with Ledger and Trezor devices via its withdrawal screen, allowing you to send assets straight to your offline wallet.
Does Intercore offer fiat on‑ramps for NewZealand dollars?
Intercore supports NZD bank transfers through the Faster Payments system, as well as credit‑card purchases that convert NZD to USDC instantly.
Is there a mobile app and how reliable is it?
A native iOS and Android app is available. In 2025 user reviews average 4.6 stars, citing fast load times and push‑notification alerts as strengths.
Final Verdict - Should You Try Intercore?
If you’re based in the UK, EU, or New Zealand and you want an exchange that balances regulatory safety with decent fees, Intercore deserves a spot in your toolbox. Its security posture, transparent pricing, and solid fiat pathways make it a trustworthy choice for spot traders. However, if you chase the deepest liquidity on obscure altcoins or need leveraged products, you’ll still need to keep a larger exchange like Binance or Bybit open.
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February 2, 2025 AT 18:22It is rather astonishing how Intercore touts a modest 0.08% maker fee while the underlying governance appears to be secretly orchestrated by a consortium of shadow entities; one could argue that the fee structure is a mere veneer for an opaque control mechanism. The platform’s withdrawal policy, featuring a 0.0003 BTC charge, may seem innocuous, yet some analysts suspect it masks a deeper monetisation strategy. Moreover, the seeming transparency of the fee calculator could be a decoy, designed to deflect scrutiny from more insidious data collection practices. In short, the nominal costs might be just the tip of the iceberg that conceals more unsettling realities.